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Why Buy with RateSetter?

Buy with RateSetter and pay on your terms. Up to 24 months interest free.

Buy Mobile has teamed up with RateSetter to offer you an easy monthly payment option – without a catch  

Pay on your terms
Make one upfront payment, then repay in simple monthly instalments

Pay it off for less
Up to 24 months interest free financing for products between $400 and $1200.

Fast
Apply online in minutes and you could be approved instantly

Simply smarter
No early repayment fees or break penalties

 

How does Buy with RateSetter work?

 

1. Shop
Find your perfect device, and then select your preferred finance option on the product details page

2. Apply
Complete our simple online application. You could be approved instantly.

3. Agree
Agree to our finance agreement online

4. Repay
Make one upfront payment, then repay in simple monthly instalments


Frequently asked questions

Who is eligible to apply?
You must be aged 21 or over, have a good credit history and a regular income. You must reside in Australia and you must be an Australian or New Zealand permanent resident or citizen.

How do I apply?
Simply select your preferred Buy with RateSetter finance option on the details page for the product you wish to finance.

By law we need to understand a bit about you before we can offer you finance, so simply complete our easy application process.

Ordinarily we can give you a decision within minutes.

What are the fees?
For interest free finance, the following fees apply:

- One-off upfront fee: This fee is due at the time of order and is paid by direct debit. Please see your application and contract for details.

- Monthly fee: A small monthly administration fee will apply during the term of your payment plan. Monthly fees are included in your monthly repayment amounts. See your contract and application for details.

For purchases over $1200, interest, fees and charges may apply. The amount of these depend on the amount you are financing and the term of your payment plan. All interest, fees and charges will be disclosed to you during your application and in your finance contract.

What products qualify for interest free finance?
Interest free finance is available for all Buy Mobile products between $400 and $1200*. Products valued over $1200 will be eligible for RateSetter’s low-rate financing options. Any interest rates or fees that apply to products over $1200 will be disclosed to you during your application and in your finance contract.

*Available to approved applicants only. Upfront fees and monthly fees apply to all finance options. Interest free finance not available on all products for sale. Lending criteria, terms, conditions, fees and charges apply and are available on application. Credit assistance is provided by RateSetter Australia RE Limited (ABN 57 166 646 635), Australian Credit Licence number 449176. Visit www.ratesetter.com.au to learn more about RateSetter.

 

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